What is the TAC?
What is the TAC? The Transport Accident Commission, or TAC, is a Victorian government owned body that manages all insurance injuries related to motor-vehicle accidents. They also promote road safety and you will likely be familiar with their advertisements promoting...
What does TAC cover?
What does TAC cover? The TAC is Victoria’s insurer for injury claims relating to motor vehicle accidents. The covers instances where there is no fault in relation to an accident, as well as instances in which there is fault on behalf of a party in relation to an...
Contact details of car accident insurance companies
List of car accident insurance companiesIf you've been involved in a car accident and wish to contact your insurer, you'll hopefully find their details below. You'll also find information about how to make a claim relating to each insurer. INSURER CONTACT INFORMATION...
All about TAC home services
All about TAC home services If you have an accepted TAC claim after a transport accident, you may be entitled to have the TAC pay for a number of home services to help you. Keep in mind though that there are some things the TAC won't pay for. And, there are a set of...
Car accidents involving kangaroos – what you need to know
Car accidents involving kangaroos (Vic) When it comes to car accidents involving animals, kangaroos are the biggest danger according to statistics. Kangaroos account for more than 80% of animal collisions. Regional areas, for obvious reasons, are where drivers are...
Car accident medical claims
Car accident medical claims If you’ve been involved in a motor vehicle accident in Victoria and you’ve suffered injury, there are some ways that you can go about ensuring you get your medical treatment paid for. This page will look at the different options open to...
TAC compensation and Centrelink – what you should know
TAC compensation and Centrelink Anyone that decides to pursue a TAC claim after transport accident needs to understand how a TAC claim can impact the payment of Centrelink benefits. Sometimes, people will pursue a TAC claim and receive a lump sum settlement, and then...
TAC dependency claim process and entitlements
TAC dependency claim process and entitlements When a family member or loved one dies in a transport accident, certain family members will be entitled to payments from the TAC. This is the case whether or not the deceased was at fault for the accident. The first and...
Car accident where no one else was involved (Vic) – what you need to know
Car accident where no one else is involved (Vic) Although most car accidents generally will involve another party, many just involve a single vehicle. In fact, accident data from the TAC it’s quite staggering. For example, in 2018, 48% of drivers that were killed on...
How long does TAC pay for?
How long does TAC pay for? There are several parts to a TAC claim so each need to be examined to better answer the question how long does the TAC pay for. A TAC claim could involve four general entitlements. These are; income replacement benefits, payment of medical...
When can the TAC stop income payments?
When can the TAC stop income payments? If you have an accepted TAC claim and you are in receipt of income payments, there are a few instances when TAC can stop your payments. In each of these instances, the TAC must give you written reasons as to why your payments...
How long does a TAC claim take?
How long does a TAC claim take? An initial TAC claim can be accepted in as little as 21 days post accident. Sometimes it can take longer if the TAC require further information. Once a TAC claim has been accepted, you will be entitled to claim reasonable medical and...
Appealing a decision made by the TAC
Appealing a decision made by the TAC If the TAC makes a decision that you do not agree with, there are a number of avenues open to you to contest their decision; Ask the TAC to review the decision (internal review) Lodge a dispute application Pursue the matter to VCAT...
TAC claims and serious injury
TAC claims and serious injury In addition to the payment of no fault TAC entitlements of medical and like expenses, income payments and an impairment claim, in certain circumstances a person is entitled to claim a common law damages after a motor vehicle accident....
Work related car accident – who is responsible?
Work related car accidents (Vic) This page explores four different scenarios in which someone might be involved in a work related car accident in Victoria, and who (TAC or WorkCover) is likely to be responsible for paying benefits. These are: When you have a car...
TAC claim time limit
TAC claim time limit - how long do you have to make a claim? You have 12 months from the date of the accident in which to lodge an initial TAC claim. The 12 month period starts running at either the date of the accident or after your injuries become apparent. In some...
TAC certificate of capacity – what you need to know
TAC certificate of capacity What is a TAC certificate of capacity? A TAC certificate of capacity is a medical document that describes your accident related injury or condition. It also provides an opinion on your capacity to work as well as any limitations that you...
Car accident on private property – am I entitled to TAC benefits?
Car accident on private property - will TAC cover it? You may have an entitlement to claim TAC benefits if you're involved in a motor vehicle accident on private property. There are a new considerations however which this page will explore. What is considered private...
Motorcycle accident compensation claims (Vic)
Motorcycle accident compensation claims (Vic) This page explores the issue of compensation if you've been involved in a motorbike accident. What compensation am I entitled to if involved in a motorcycle accident in Victoria? If you are involved in a motorbike...
Truck accident compensation (Vic) – what you need to know
Truck accident compensation (Vic) In Australia, accidents involving trucks are unfortunately very common. And many people assume that it’s the trucks that are the cause of most of these accidents. However, research has shown that 80% of fatal accidents involving cars...
Pedestrian accidents
Pedestrian accidents (Vic) Do you know what your rights are if you are involved in an accident as a pedestrian involving a car or other motor vehicle? Injuries sustained by pedestrians can be severe, and these types of accidents are unfortunately common in Australia....
What is TAC whole person impairment?
What is TAC whole person impairment? During the course of your TAC claim, you may come across the term whole person impairment. Whole person impairment (or WPI) refers to a percentage figure given to injuries or conditions following an assessment of the degree of...
Who is at fault for a rear end collision?
Who is at fault for a rear collision? Rear end collisions and are very common in Australia and they count for a large number of accidents. The default position in the rear end collision is usually to assume that the driver that impacted the car in front is usually at...
Compensation for injury after a hit and run accident (Vic)
Hit and run accident claims for injury (Vic) A 'hit-and-run' accident occurs when a car or another vehicle has been hit by a vehicle who then leaves the scene of the accident. If a person is involved in an accident then they should stop and offer help if they can to...
TAC claims for non residents of Australia
TAC claims for non residents of Australia No, you do not. If you were an overseas resident and you were involved in a transport accident that occurred in Victoria or in another state of Australia and at the time of the accident you were in a Victorian registered...
How to make a TAC claim
How to make a TAC claim Many people do not lodge a TAC claim after a motor vehicle accident, simply because they are unaware that they're entitled to make a claim, or because they're not sure what they can actually claim, or they might not know how to make a claim....
TAC common law claims – what you need to know
TAC common law claims The expressions TAC common law, TAC common law claim and TAC common law damages refer to a lump sum claim that a person is entitled to claim if they suffer a 'serious injury' in a motor vehicle accident and where the injury was caused or...
TAC insurance if you’ve been in an accident
TAC insurance if you've been in an accident in Victoria If you've been involved in a motor vehicle accident in Victoria and have suffered injury, in many cases the TAC will be responsible for providing assistance and compensation to you. That is, they are an insurer....
TAC impairment calculator
TAC impairment calculator (Vic) Use this TAC impairment calculator to work out your impairment lump sum amount for Victorian (TAC) matters. Here's how to use the calculator: Step 1: You will need your overall 'whole person impairment' rating amount. This is the total...
TAC income support payments
If you are injured as a result of a motor vehicle accident, you may be entitled to income support payments from the TAC. You can be eligible for either loss of earnings or loss of earning capacity benefits What are TAC payments? If after an accident your ability to...
TAC medical expenses – what you need to know
All about TAC medical expenses After a motor vehicle accident, if you have an accepted claim the TAC is liable to pay the reasonable costs of any medical expenses incurred that relate to the treatment of any injuries that you suffered in a transport accident. In the...
TAC claim eligibility
The TAC will pay compensation to a person who is injured, or to the dependant of a person who dies as a result of a motor vehicle accident that occurs in Victoria or interstate with a Victorian registered vehicle and the injured person is a Victorian resident or was...
Financial assistance after a car accident (Vic)
Financial assistance after a car accident (Vic) If you’ve been involved in a car accident in Victoria, there are two main ways that you can obtain financial assistance. The first is via an insurance claim under either your insurance or the insurance of the other party...
I was a passenger in a car accident and was injured
I was a passenger in a car accident and was injured If you were a passenger and you suffered injury, you are entitled to lodge a TAC claim and be paid benefits just like anyone else that is injured in a motor vehicle accident. Your entitlements are the same as if you...
TAC impairment benefit
TAC impairment benefitsA TAC impairment claim, also referred to as a TAC impairment benefit, is a lump sum claim that is open to someone to pursue if they have suffered permanent impairment as a consequence of a motor vehicle accident. It is a lump sum claim that does...
Involved in a car accident without insurance (and not at fault) – what you need to know
Car accident with no insurance (but not at fault) in Victoria Car accidents can be traumatic enough, until you remember you don’t have insurance - which causes more stress. This page should help you if you've been in a car accident and you don't have insurance, but...
TAC claims for cyclists
TAC claims for cyclists In Victoria, if you are a cyclist who has been injured as a result of a motor vehicle accident, you may be able to lodge a TAC claim and obtain compensation. If you're a cyclist, you are covered by the TAC in the following circumstances;...
